What it looks like on a working day.

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Your first license application

A founder, a compliance officer, outside counsel and three directors

1. 01The founder starts a workspace and picks the regulator's checklist. Every requirement appears in the regulator's order, with its reference and a default owner.
2. 02Counsel joins as an adviser: they comment on drafts and review documents, and the firm's own people close each item.
3. 03Each director gets a private link to their fit-and-proper pack. They answer the questionnaire, upload their documents and sign with a code sent to their email.
4. 04The compliance officer uploads the AML policy. The AI review flags gaps against the requirement, quoting the policy; the team fixes some and dismisses others with a reason.
5. 05With every item closed, the compliance officer freezes the application. The pack has every file in the regulator's order, an index and checksums.
6. 06The regulator's questions come back. Each gets an owner and a due date, and a draft answer that cites the documents the team picked. A person edits and approves each one.

At the end: A submission that can't change after the fact, every answer approved by a named person, and the approval letter with each condition tracked to a date.

Apply

An adviser with several clients applying at once

A consultant supporting four firms

1. 01Each client invites the consultant as an adviser. Their home page lists every client's applications at a glance, and each application's dashboard shows what's overdue and who it's waiting on.
2. 02They move items along, comment and draft regulator answers in each workspace, seeing only what an adviser's role allows.
3. 03The clients' own people close items, approve answers and freeze submissions.

At the end: One place to see every client's progress, with a clear line between the adviser's work and the firm's decisions.

Operate · early access

Onboarding a business customer and its owners

A licensed payments firm, its compliance officer and a new corporate customer

1. 01Staff add the business and send its private onboarding link. The business answers your form, uploads its documents and lists who owns and controls it.
2. 02Your rules mark which of those people must be onboarded in their own right; staff send each of them a link to the individual form.
3. 03Staff ask the business to verify itself through the identity verification provider's business form, and each required owner to verify their ID document with a selfie.
4. 04Staff screen the business and its owners against the sanctions, PEP and adverse-media lists your owner chose.
5. 05The compliance officer records a rating from your risk model and signs off enhanced due diligence where the model calls for it.
6. 06The owner or compliance officer accepts or declines the business, with reasons. Any owner not yet accepted, or any result not yet reviewed, shows as a warning, never a block.

At the end: One customer file holding the business's signed submission, its owners' files, every check and screening with its review, the rating and the decision with its reasons.

Operate add-on · early access

A screening returns a possible match

A compliance officer and a customer whose name resembles a listed person

1. 01A screening against your lists returns a profile with a similar name, its score and the lists it appears on, and lands on the compliance officer's to-do list.
2. 02They compare it with what the customer gave: date of birth, nationality and the name on the verified ID document.
3. 03They mark the profile not a match, with a note saying why. If it is a match, they mark it so, and record their decision on the customer with reasons.
4. 04Anything the firm decides to report, it sends itself. The product records the review and the decision, not a filing.

At the end: A record an inspector can follow: what was screened, against which lists, what came back, who reviewed each result and why.

Operate · early access

A data breach is discovered

A compliance officer and the case's owner

1. 01The breach is recorded with its severity and the date it was discovered.
2. 02Deadlines come from your own rulebook, counted from that date. The case's owner sees them, and they escalate to the compliance officer before they pass.
3. 03A notification draft is filled in from the record. A person edits it, sends it and records when and how; the deadline is met on that record.
4. 04The case closes only with its cause, the remedy and a reason.

At the end: Every deadline met, late or missed is on record, along with what was sent and when.

Operate · early access

The regulator asks for a sample of customer files

An owner or compliance officer preparing for an inspection

1. 01They choose the period and the customers the inspector asked for.
2. 02The export brings together each customer's summary (decisions, ratings, identity checks and screenings), their signed submissions and files, the incident register and approved board reports, each with its audit trail.
3. 03Every stored file is checked against its fingerprint before it goes in; a mismatch stops the export rather than slipping through.
4. 04They download one ZIP with checksums anyone can verify, and decide who receives it.

At the end: The inspector's sample in one file, with the means to show nothing in it has changed since it was recorded.

Operate · early access

Quarter end: the compliance report to the board

A compliance officer and two directors

1. 01The compliance officer starts the quarter's report. The facts are drawn from the records: conditions, customers and ratings, cases and deadlines, retention.
2. 02They write the commentary and circulate the report, which freezes its content with a fingerprint.
3. 03Each director signs in the app. When everyone has signed, the report becomes a signed PDF.

At the end: A signed report built from the records it describes, with every signature and the exact content signed.